Credit Card Competitive Benchmarking
(Published Bi-Annual in February and August)
The Mobile Credit Card Competitive Analysis by our innovation arm, Key Lime Labs, summarizes these new, successful, and well-received features across the finance industry so that both the industry leaders and institutions, large and small, can make at-a-glance decisions. This analysis features key areas that drive user satisfaction and quickly identifies areas of improvement to satisfy existing and prospective customers. KLI’s research experts highlight opportunities based on a rigorous independent evaluation and that ultimately identifies trends and opportunities that move the entire industry forward.
Mobile Credit Card Competitive Index Report
In this detailed report, Key Lime Interactive (KLI) reviews the competitive mobile landscape of nine (9) of the top US credit card issuers, and ultimately reveals which bank offers its users the best mobile solutions:
- American Express
- Bank of America
- Chase (JP Morgan Chase)
- Citibank (Citigroup)
- Capital One
- Wells Fargo & Company
- U.S. Bank
This report goes far beyond a basic heuristic evaluation or expert review; KLI’s methodology is unique because it incorporates consumer preferences. An important part of our analysis is a 500-person survey of smartphone owners in which they are asked to weigh in and identify the features and capabilities that they consider critical for a successful experience with the mobile site or app offered by their credit card company. KLI’s intent in creating this third-party syndicated report is to:
- Provide consumer-driven data to help guide credit card issuers as they prioritize features to implement. This guidance will be based on the results of a current consumer survey.
- To summarize how credit card companies differentiate themselves from their competitors through the capabilities and features that they offer.
View Credit Card Competitive Index Overview: Credit Card Competitive Index Overview
Mobile UX Credit Card Methodology
To create an overall score, we combine a capabilities assessment with user feature importance ratings. The capabilities assessment is created by examining the feature coverage of credit card sites and applications. User ratings are determined by a consumer survey and card sort.
Our review of the primary mobile properties includes a full verification of the financial institutions’ capabilities. The unmodified score represents feature coverage or the bank’s offerings by category. This is a binary evaluation reflecting the possession of certain criteria.
Capabilities and Features to be Assessed
- Secure Log In Process
- Fraud Protection & Security
- Account Activity/History
- Account Settings/Management
- Bill Payment
- Customer Support
- Social Media
View More Mobile UX Reports:
Home & Renters Insurance
This report goes far beyond a basic heuristic evaluation or expert review, KLI’s methodology is unique because it incorporates consumer preferences.
Mobile Banking Analysis
In this detailed report, KLI profiles the competitive mobile landscape of eight (8) of the top US retail banks, and ultimately reveals which bank offers its users the best mobile solutions.
Mobile Auto Competitive Index
The evaluation includes a general discussion about what 8 of the largest companies are doing for their existing and prospective customers via mobile-optimized websites and apps (iOS and Android).
Cruise Competitive Index
Each year the benchmark will examine sites’ top problem areas from the previous year and any site redesigns/changes made subsequently, to answer the question: Have the sites made changes that have improved or worsened the user experience?
Mobile UX Competitive Insights Platform
Best-in-class Mobile CX Comparisons
Gain insights into typical behaviors and context for the use of your product with year-over-year brand performance ratings across mobile web + mobile app across iOS and Android.
Get full access to a library of screenshots of your competitor’s latest mobile designs indexed by feature, brand, and release date.
Dynamic Change Tracking Tables
See when top brands in your industry update, remove or add new mobile features.
Features Ranked By Consumers
View results from over 500 active consumers on the mobile features they value most in your industry.
Unbiased Third-party Mobile UX Research
- A complete listing of overall rankings
- A detailed scoring breakdown of all capabilities and features reviewed
- Screenshots from behind the login screens of all competitors sites & apps
- A comparative list of current mobile capabilities available on each mobile app
- Detailed descriptions of how users can complete tasks on the mobile device
- User feedback collected regarding feature preferences
- Identifies key success factors, best-in-class features, areas for improvement, and why some companies are lagging behind
Chart your course for a better customer experience today
"These rankings acknowledge our continued focus on providing both current and prospective State Farm customers with the same great experience, regardless of how they come to us"
"Our C-suite asked us to find an A-Team… Having worked with Key Lime at a previous employer, I knew that there was no better team than them for actionable insights and strategic design recommendations.”
“…this methodology provides the details we need in order to focus our development plans in the coming year....”